You have failed your sailing roll during a storm/in rough seas/in shallow water, etc. and something bad has happened to your boat. It is damaged in some way which, hopefully, will make future encounters during the rest of this wavecrawl more exotic and interesting. Roll below:
(Assume the ship is 3 masted and laid out approximately like the one in the picture.) (Remember, these are results from a failed control roll, not just random things that could happen. They need to be things that could result from handling a ship poorly or at least unluckily.)
1-Something caught in the rudder--someone needs to climb down there and get it.
2-You hit a whale carcass or something--the ship trails blood and there will be a corona of sharks surrounding the boat for the next 3 days.
3-Minor sail torn due to high wind or sudden beam swing--replace it or make future checks at -2/-10%.
4-Stray wave has smacked you sidewise and flung a volley of stinging jellyfish onto the deck, roll dex or reflex save for everybody up there to avoid having a random body part swollen beyond usefulness for d4 days--1 mouth, 2 eyes, 3 right hand, 4 left hand, 5 right foot, 6 left foot.
_______ P.S. The girls are on a boat as of last night so this table will get used next session.